On Monday, March 5, the Internal Revenue Service (IRS) issued IRS Bulletin (2018-10), changing the Health Savings Account (HSA) 2018 family contribution limit to $6,850.

  • The original 2018 limit had been set for $6,900 and is now reduced by $50.
  • This change is retroactive to Jan. 1, 2018.
  • The individual contribution limit did not change.
  • No other HSA limits (e.g., deductibles, out-of-pocket) or plan designs were impacted by the IRS change.
  • Employers may want to:
  • Inform their HSA members of this change.
  • If the contribution limit is currently set at $6,900, lower the HSA family annual contribution limit to $6,850.
  • Adjust the amount that can be taken out for employees who have contributed and/or spent the limit.